The Home Buying Process
There are a lot of details to be handled when purchasing a home. It is our job to streamline these details to ensure that everything is completed according to plan. Here is an overview of the steps along the way to qualifying, finding, and buying a home.
Getting Pre-Approved: Meet with a mortgage loan officer and get pre-approved for a loan. Ask us to recommend a loan officer or you can contact an Edina Realty Mortgage loan officer directly.
Specify Your Wants, Needs, and Budget: Narrowing down your focus can help you find your dream home, fast! Look at specific neighborhoods along with identifying bed and bath requirements. If there are special features such as a swimming pool or one-level living that you would like, add that to the list. Being more specific and staying within your budget will help you with your search.
Viewing Properties: Once we create a specific search based on your requirements, you will be able to view properties that meet your specifications. We recommend seeing homes fast because real estate moves quickly! We can show you houses any time of the day, just ask!
Making an Offer and Negotiating Terms: Once you have found a home that seems right for you, we will prepare and present your offer to the seller in the best possible light. Do not be surprised if there are counter-offers! Be prepared to be a little flexible on price, closing date, appliances, and repairs.
Home Inspection: When everything has come to terms, if your offer requires an inspection, we have a list of great companies that we like to work with. This is your best chance to carefully evaluate the property's systems and structures. An experienced, outside professional is worth every penny!
Walk-through and Closing: The walk-through is when you make sure that everything you thought was included in the purchase agreement remains on the property. This is typically within 24 hours of closing. Then at closing, your closer and loan officer will walk you through the process of closing. At the end of closing, you will receive the keys to your new home!
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Lori perpich
Contact Lori
Edina Realty Mortgage
651-481-6795
lori.perpich@edinarealtymortgage.com